High Net Worth Planning
Independent by Design. Intentional by Choice.
Significant wealth often requires more than one advisor—
it requires the right advisors working together.
A Higher Standard of Planning
At Moffat Advisory Group, we’ve intentionally built an independent firm because we believe our clients deserve access to the best expertise available, not simply the professionals who happen to work for one organization. Our role is to serve as your strategic coordinator, bringing together nationally respected estate planning attorneys, tax professionals, Certified Trust and Fiduciary Advisors, valuation experts, insurance specialists, and other subject matter experts to help ensure every recommendation supports your family’s long-term goals.
Our Defining Standard of Care
Families with significant wealth face challenges that extend well beyond traditional investment management. Estate tax exposure, trust design, business succession, charitable planning, concentrated stock positions, multigenerational wealth transfer, and changing tax laws all require thoughtful coordination across multiple disciplines.
Our responsibility isn’t to replace your attorney, CPA, or other trusted advisors. It’s to help ensure every professional is working toward the same objective with a unified strategy. As an independent firm, we intentionally collaborate with nationally respected estate planning attorneys, tax professionals, Certified Trust and Fiduciary Advisors (CTFAs), valuation experts, insurance specialists, and other subject matter experts to help ensure every recommendation supports your family’s long-term goals.-
We believe your family deserves the best advice available— not simply the most convenient advice.
- A coordinated planning process that brings legal, tax, insurance, investment, and estate planning professionals together.
- Independent recommendations based solely on what’s best for your family.
- Access to nationally respected specialists selected for their expertise—not their affiliation.
- Long-term planning designed to adapt as tax laws, family dynamics, and financial objectives evolve.
Our Philosophy
“Our job isn’t to be the smartest person in the room. It’s to make sure the right people are in the room.”
– Joseph Moffat
For families with significant wealth, the right decision is rarely made by one person working alone. It comes from thoughtful collaboration, careful listening, and bringing together the right expertise at the right time.
We don’t measure success by how many services we provide under one roof. We measure it by whether every recommendation serves your family’s long-term goals. That means asking better questions, encouraging thoughtful dialogue, and never allowing ego to stand in the way of finding the best solution.
We believe humility is a strength, collaboration is essential, and your family deserves advice that is built around what’s best for you—not what’s most convenient for any one firm.
Complex Planning.
Coordinated Solutions.
Significant wealth often brings opportunities—and complexities—that extend beyond traditional financial planning. Whether you’re preserving a family legacy, preparing for the sale of a business, evaluating sophisticated trust strategies, or planning for future estate tax changes, we help coordinate the right specialists and the right strategies for your unique situation.
- Tax-efficient strategies for the sale of closely held businesses, appreciated real estate, and concentrated stock positions.
- Estate and trust planning, including coordination around trust jurisdictions, flexibility, and long-term family objectives.
- Wealth transfer strategies designed to preserve assets across multiple generations while adapting to changing tax laws.
- Charitable planning that aligns your philanthropic goals with tax-efficient giving strategies.
Let’s Start With a Conversation
Significant wealth often brings unique opportunities—and unique complexities. Whether you’re evaluating estate planning strategies, preparing for the sale of a business, coordinating multiple advisors, navigating concentrated stock positions, or simply looking for a thoughtful second opinion, we’re here to help.
Our first conversation is designed to understand your family’s goals, answer your questions, and determine whether we’re the right fit for your long-term planning needs.
Thoughtful Planning Begins With
the Right Conversation
Every family’s situation is unique. If you’re looking for an experienced independent advisor to help coordinate sophisticated retirement, estate, tax, and legacy planning, we’d welcome the opportunity to learn more about your goals.
